Financing Now Available!
In order to give our customers a broader range of purchasing options, we now have financing! You have the option to layaway your purchase (up to 90 days) and pick it up once it's fully paid off OR you may now finance your purchase and pick it up as soon as your background check clears and the mandatory waiting period has passed!
Firearms, Optics, Safes, annual memberships, gunsmith services ($300 minimum), etc.
A Valid Government issued State ID, or Driver’s license. Bank account number and routing number, as well as online banking account login information.
It's simply for the finance company to verify your account and your last 90 days of banking activity. For security purposes we do not store this information.
No, there are no credit inquiries, and we do not even ask for a Social Security Number.
You have 3 different payment options, either 6 months, 9 months, or 12 months.
90 Days Same as Cash (no interest), 6 months (9%), 9 months (12%), 12 months (15%).
Yes, you have the option of paying it off early within the 90 days, same as cash.
Phone call made to the finance company.
Yes there is a $35 finance fee.
Yes, 20-25% of the total amount being financed.
Weekly, bi-weekly or monthly payments, which you get to choose.
Firearm transactions must still adhere to the mandated waiting period by state law. There will also need to be a confirmation of the 1st payment before transfer may be completed.
Financing your items will let you take your purchased items home rather than waiting to pay off your layaway balance. Nor will you have to come to the store to make payments for added convenience.
No, but you can finance more than one item at the point of the initial purchase.
You would have to pay the difference, and finance what you are approved for.
No, it is not a credit card.
Financing applications must be completed in store. Please see one of our associates.
Most customers are approved instantly, however some will be required to submit a bank statement for further review.
No, you pay the finance company directly via ACH
No, once your finance has begun it is to be fulfilled as it was initiated and not be returned or changed.
Yes. The online portal allows you to update your information as well as view your payment schedule. You will also receive an email with a notice of the upcoming payments.
You must call the finance company and they will update everything for you.
Still have Questions
Call Us: 708-535-3000